If you're one of the millions of Americans facing serious debt, you have the right to negotiate that debt with your creditors. That's where Financial Solutions of America comes in. Our debt settlement services can help you get back on your feet, no matter how much you owe.
What is Debt Settlement?
Debt settlement means negotiating with a creditor in order to lower the total balance of a debt. Debt settlement is an alternative to bankruptcy and enables you to keep your assets as you pay off your debt. It is also different from debt consolidation, which only aims to lower interest rates.
Financial Solutions of America's arbitrators have established relationships with creditors and collection agencies that enable us to get you increased debt reductions. By choosing our debt settlement service, we take on the responsibility of negotiating and managing your debt. Our settlement services are for those with legitimate and significant financial hardship causing them to fall behind on payments.
If you want to learn more about how Financial Solutions of America can help you with your loan, bill, or credit card debt settlement, please get in touch with us by phone or online. We offer free consultations, as well as live, online support from experienced debt specialists. Apply today to receive a free debt analysis and start your journey to financial freedom.
The benefits of Financial Solutions of America's debt settlement services can include:
- Reducing your debt by up to 60%.
- Lowering your interest rates.
- Working with IAPDA-certified debt specialists and arbitrators.
- Avoiding bankruptcy.
- Debt counseling services to help you recover.
- No more intimidating calls from creditors.
- Saving hundreds while improving your credit.
Bankruptcy, CCCS, and debt consolidation can negatively affect your credit rating for up to 10 years. Debt settlement on the other hand, is designed to benefit all parties involved. Creditors recover more from a settlement than if you file for bankruptcy, meaning you can resolve your debt and focus on living debt free once again.
By enrolling in credit card debt settlement with Financial Solutions of America, you can reduce your debt obligations and become debt free within as little as 12 to 24 months. We provide a customized payment program that will fit your financial budget and help you save money.
At Financial Solutions of America, we work with the following types of debt:
- Credit cards
- Medical and hospital bills
- Department store credit cards
- Gas credit cards
- Unsecured personal loans
- Overdue rent
- Automobile repossession
- Overdue utility bills
We cannot accept the following types of debt:
- Current utility bills
- Secured loans
- Income taxes
- Student loans
- Mortgage payments
- Car payments
Since debts such as car payments, current utility payments, and student loans can't be negotiated, Financial Solutions of America's debt settlement services cannot cover them.